Factors influencing the cost of developing an app such as Tabby

The Tabby UAE app's concept is to allow users to buy products, either through the app or from a partner eCommerce merchant, and then pay for them in four equal instalments. However, the various components that go into it make Tabby buy now pay later one of the most popular applications in the UAE region.

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The following are the various factors that influence the cost of developing an app like Tabby:

Factors influencing the cost of developing an app such as Tabby

Tabby buy now pay later app features

Tabby's ease of use and security make it a popular choice among eCommerce users and merchants. The buy now pay later app has set the global standard for payment mechanisms, from an intuitive in-app experience supported by well-structured shopping categories to an API/SDK that works seamlessly across different platforms. Here are some of the features that enable it.

Sign up/log in

While it is the most basic feature of any application, Tabby's login and sign-up experience is most likely what sets users up for an easy app experience. The app allows customers to check in as a guest, which means they don't have to share their email or phone number unless they've previously used the app.

They can then sign in using their email address and phone number.

Shop After Pay apps like Tabby include a Shop feature that allows you to create categories based on the names of stores, products, and discounts. Customers can view product information, costs, and offers in the app, which functions similarly to an ecommerce store.

On the UI front, the pay later app has kept the design relatively simple, with a grid-like view of the products and shops - divided into separate sections on the same screen. Want to learn more about the advantages of minimalist design? Check out this minimalist app design guide

Following purchase, the application allows customers to track their orders and get real-time updates on where they are in the delivery cycle.

Divided payments

The number of instalments, while unique to the Tabby app, is at the heart of all after-pay apps. Customers can purchase a product and then enter their credit card information for Tabby to initiate the four split payments once a month. They only need to pay the first instalment when they make the purchase.

Payments in advance

Customers can use the Tabby buy now pay later application to make advance payments against their scheduled split payment time. Customers can use this feature to make payments whenever they have enough funds, rather than waiting for a specific day.

Deductions made automatically

When customers enter their credit card information, apps like Tabby automatically deduct the amount from their bank account. However, before deducting the amount, the application sends customers a notification informing them of the upcoming payment.

TIP: Keep returns and cancellations in mind when designing the mechanism for automatic deductions. When a customer cancels an order, Tabby stops the instalments after receiving an update from the store.

Account administration

The best after pay apps, such as Tabby, include a dedicated account management system that allows users to view their purchase history, payments made, and upcoming payments, as well as their personal information details.

While all of these features make the pay later app popular with customers, there are some that make the app popular with merchants as well. The app includes an Android, iOS, and web API/SDK that can be integrated with ecommerce stores, allowing merchants to provide their customers with a simple checkout experience. Here are some of Tabby's most popular merchant-based features:

Retail analytics

Tabby provides all ecommerce store merchants with a dashboard where they can view monthly/yearly insights about AOV, number of orders, and revenue generated by Tabby.

Retail analytics

 

Payment hyperlinks

Merchants can share the payment page with their customers by using payment links. The Tabby app makes it very simple for store owners, administrators, supervisors, and sales managers to create and share payment links with their customers.

The tab Disputes

Shop now, pay later apps like Tabby include a separate dashboard for disputes in the portal. It assists merchants in categorising various disputes based on payment, store, order, and so on. For each dispute (customer issue), you will be given two options: Challenge (which initiates the order issue) or Refund (which prompts Tabby to refund the amount to the customers).

The tab Disputes

Now that we've covered the features of buy now pay later app development, let's move on to the process of creating an app like Tabby. The stages we use individually come with a price range for shop-now-pay-later apps.